Gem Help Guide

Calculation

Budgets automatically calculate how much you’ve spent, how much is left, and whether you’re going over. This helps you stay on top of your spending in real time.

Gem can include your income and/or transfers when calculating your expenses.

For example, when you spend $50 and receive $30, your total spent will be $20.

  1. Go to Summary
  2. Tap the button on the top-right corner
  3. Tap More options
  4. Under Budget calculation, enable Include income and/or Include transfers