Gem Help Guide

Update your income

Add your salary, freelance payments, or other earnings to keep track of how much money is coming in.

1. Go to Settings > Income
2. Tap New on the bottom-left corner
3. Enter your salary amount
4. Tap Show more to edit the note or schedule
5. If you receive your salary twice a month, or any other schedule: Tap repeat this monthly and choose a new schedule
6. Tap Add

After setting your income, you can view your recent paychecks under "History" and upcoming paychecks under "Next paycheck".

You can view your income trends by tapping Report on the bottom-right of the screen.

Income trends

Over time, income entries build into a trend view that helps you see your earning patterns and growth.

1. Go to Settings > Income
2. Tap Report on the bottom-right corner
3. You'll see
   • Saved: Amount remaining after deducting all expenses from income
   • Savings trends: Amount saved in the last months
   • Income trends: Earnings recorded in the last months

Deduct income from total

You can decide whether income affects your total spending or just recorded for reference, giving you flexibility in how you track your finances.

For example, when you spend $50 and earned $30, your total spent will be $20.

1. Go to Summary
2. Tap the button on the top-right corner
3. Tap More options
4. Under Budget calculation, enable Include income

Create a savings wallet

Create savings wallets to separate money you don’t want to spend from your day-to-day expenses.

1. Go to Summary
2. Under "Wallets", tap Edit
3. Tap Add and choose New wallet
4. Give it a name
5. Tap Add
6. If it's your first wallet, confirm if you want to add all current expenses to it