Gem Help Guide

Create a savings wallet

Create savings wallets to separate money you don’t want to spend from your day-to-day expenses.

  1. Go to Summary
  2. Under "Wallets", tap Edit
  3. Tap Add and choose New wallet
  4. Give it a name
  5. Tap Add
  6. If it's your first wallet, confirm if you want to add all current expenses to it

Create a savings goal

You can save money for things like purchasing a car or building an emergency fund, and track progress as you move money into your savings.

  1. Go to Summary
  2. Next to the Savings title, tap the Edit button
  3. Tap New > New goal
  4. Give it a name, like "New iPhone"
  5. Enter the amount you want to save in Goal
  6. Optional: Choose a color and icon
  7. Tap Add

Update goals

  1. Go to Summary, and tap the desired card
  2. Tap the gray GOAL box next to "Saved"
  3. Enter the new goal, then tap

Transfer money

  1. Go to Summary, under "Savings" tap the savings goal or wallet
  2. Tap on the bottom
  3. Enter the amount you want to add, then tap Add
  4. Alternatively, enter the amount you want to move to this wallet, tap the up and down arrows (above the "9" button) to record a transfer