Gem Help Guide

About the beta

Notice

July 2026: A change in 4.0.3 update might break sharing between partners. I'm working on a fix, thanks for your patience!

With Gem, you can manage budgets and expenses together with a partner. Here's how it works:

You can invite 1 person to collaborate with you in Gem

You and your partner will share the same data: all transactions, categories, wallets, budgets, reports… You can’t share only a specific budget or wallet

Your data is saved to your private iCloud wallet, and counts against your iCloud storage size

Only you and your partner can access this data, not Gem developers nor Apple

While in beta, Gem syncs your data every time you open the app

If you’re encountering sync issues, tap the button in your Journal screen, then Sync now

Troubleshooting tools will be available very soon

Gem Together is free during beta, but it may become a paid service in the future

Beta testers get a lifetime of "Gem Together" for free. Please share feedback and bugs at human@shelftwo.com

Limitations

The person receiving and accepting the invitation is considered the “partner”, and has limited capabilities. Partners can’t do the following:

Change currency

Use alternative currencies (will change in a future update)

Set repeating transactions. You can edit details of existing repeated transactions, but not their “repeat” behavior

Set backups, restore or manage the data

Notice

Gem doesn't sync attachments, so it's best to avoid adding them to expenses when sharing with a partner.

Receipts uploaded by your partner won’t be visible to you
Editing such expenses could remove the attachment on their end