Gem Help Guide

Organize your lists

The Summary view is where all your budgets and wallets come together. You can reorder and customize what you see to make sure your most important budgets are always in view.

Pin budgets

1. Go to Summary
2. Tap the Edit button next to the Expenses title
3. Touch and hold the budget you want to move, then drag it to a new location

Pin wallets

1. Go to Summary
2. Tap the Edit button next to the Wallets title
3. Touch and hold the wallet you want to move, then drag it to a new location

Create and edit wallets

Wallets help you organize your expenses into groups, so you can check their balance and total expenses.

Create a wallet

1. Go to Summary
2. Under "Wallets", tap Edit
3. Tap Add and choose New wallet
4. Give it a name
5. Tap Add
6. If it's your first wallet, confirm if you want to add all current expenses to it

Edit wallets

1. Go to Summary
2. Tap on the wallet
3. Tap Edit on the top-right to change these details:
   • Name & appearance: Below the wallet name, tap "Edit" again
   • Period: Select a duration to view the wallet's balance
   • Filter accounts: Enable it and choose specific wallets to include in the balance calculation
4. Tap Update

Create and edit budgets

Budgets help you track spending in different categories, like food, travel, or entertainment. You can create as many budgets as you need and assign expenses to them to see where your money goes.

Create a budget

1. Go to Summary
2. Under "Wallets", tap Edit
3. Tap Add and choose New wallet
4. Give it a name
5. Tap Add
6. If it's your first wallet, confirm if you want to add all current expenses to it

Edit budgets

If your spending habits change, you can easily edit your budgets to adjust amounts, rename categories, or set new timeframes.

1. Go to Summary
2. Tap on the wallet
3. Tap Edit on the top-right to change these details:
   • Name & appearance: Below the wallet name, tap "Edit" again
   • Period: Select a duration to view the wallet's balance
   • Filter accounts: Enable it and choose specific wallets to include in the balance calculation
4. Tap Update

Create a savings wallet

Create savings wallets to separate money you don’t want to spend from your day-to-day expenses.

1. Go to Summary
2. Under "Wallets", tap Edit
3. Tap Add and choose New wallet
4. Give it a name
5. Tap Add
6. If it's your first wallet, confirm if you want to add all current expenses to it

Show rounded amounts

You can choose to view an estimation of your totals, instead of the actual amount. So $99 will appear as $100, and $1,486 as $1,500, and so on.

1. Go to Settings > Summary
2. Enable Round amounts

Calculation

Budgets automatically calculate how much you’ve spent, how much is left, and whether you’re going over. This helps you stay on top of your spending in real time.

Gem can include your income and/or transfers when calculating your expenses.

For example, when you spend $50 and receive $30, your total spent will be $20.

1. Go to Summary
2. Tap the button on the top-right corner
3. Tap More options
4. Under Budget calculation, enable Include income and/or Include transfers

View options

You can customize your Summary appearance.

Change to card view

1. Go to Summary
2. Tap the button on the top-right corner
3. Under View options, choose Cards or List

Show budgets & wallets in the same list

1. Go to Summary
2. Tap the button on the top-right corner
3. Under Group by, choose None

Budgets for categories

In Summary, editing the budget size of categories (or wallets) is applied to all budgets of that category, regardless of their period.

This also applies to editing of savings goals, and any other item in Summary